30-Year Fixed Mortgage Rates: The Chart Still Matters
The Fed does not directly set the 30-year fixed. See what the 5-year and 10-year moving averages, MACD momentum and the broader bond-market backdrop are telling us.

Mortgage rates, Treasury yields, housing activity, borrower strategy and the market forces connecting them — archived so each daily market post becomes part of a permanent research library.
The Fed does not directly set the 30-year fixed. See what the 5-year and 10-year moving averages, MACD momentum and the broader bond-market backdrop are telling us.

Browse by topic. As new LinkedIn posts become long-form RatesOutlook articles, they will be added here with a permanent URL.

Moving averages, MACD, the Fed misconception and the market forces shaping mortgage pricing.
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Why historically weak transaction volume can coexist with firm prices — and why the permanent RatesOutlook chart keeps unlike data providers separate.
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How Treasury supply, investor demand and fiscal borrowing can feed into long-term yields and mortgage pricing.
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Technical levels, momentum and the next catalyst affecting the bond market and mortgage-rate backdrop.
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